Tokenized payment gateway for regulated markets
xPayz enables merchants to accept payments, issue invoices, and settle value using a closed loop, ledger based tokenized payment gateway with jurisdiction aware controls.
Built for commerce. Designed for control.
xPayz provides a tokenized payment gateway that operates on a permission-based ledger system. Merchants can accept payments through multiple channels while maintaining complete visibility and control over settlement, balances, and transaction records. The closed-loop architecture provides enhanced oversight and reconciliation capabilities designed for regulated environments.
Tokenized payment gateway for merchants
Accept payments through a secure, ledger-based system
Payment links, invoices, and QR code payments
Multiple payment methods for customer convenience
Closed loop settlement using internal ledger tokens
Secure settlement within the xPayz ecosystem
Merchant accounts with sub accounts and role based access
Complete control over permissions and access levels
Transparent transaction records for reconciliation
Clear audit trail for all payment activities
Consumer friendly checkout for South America
Optimized payment experience for local markets
More visibility. Better control.
Ledger-based settlement provides enhanced traceability and oversight compared to traditional payment flows. Every transaction is recorded with complete transparency, enabling better reconciliation, real-time balance visibility, and permission-based controls that align with regulatory requirements in controlled markets.
Who xPayz Is For
Merchants
Accept payments with full visibility into settlement, tokenized balances, and permission-based controls that help you manage operations and reconciliation.
Banks and compliance teams
xPayz provides structured transaction records, jurisdiction- aware controls, and ledger-based settlement designed to support regulatory oversight and reporting requirements.
Consumers
Pay merchants using familiar checkout flows with the security and transparency of ledger-based settlement. Payment confirmation and records available in real time.